Business Solutions

There are several ways to separate your key business assets from the risks associated with running a business. Some involve financial services based solutions, others require the structure of the business to be amended.

Asset Ring Fencing

Asset Ring Fencing involves moving assets out of the main trading company and into a seperate legal entity. This can be achieved in a number of different ways as follows:

• Transfer of business assets into a seperate holding company or subsidiary

  Gift or sale of assets to an individual

• Transfer or partial transfer of assets into a pension fund

• Sale of assets into pension

There are  tax and legal consequences to all of these techniques, neither is the above list exhaustive. Needless to say we have used many different ways to safeguard assets, the method used is dependent upon the specific circumstances of each case.

Shareholder Protection

Have you ever thought what will happen if anything happened to your business partner or to you? Our financial planning service will provide simple and low cost solutions to enable you to protect against the financial consequences of such an event.  

Income Protection

If you own your own business then income protection is an essential insurance. If you are unable to work then this insurance will provide you with an income until you are able to return to work. It is generally the most common and important form of insurance for the self employed.

Business Finance and Refinance

We are able to provide access to a range of different sources and classes of finance, including:
• Government Small Firm Loan Guarantee Scheme
• Asset Finance
• Bank loan and overdraft
• Invoice Finance
• Bank Charge Reviews

Exit Strategies

Exit Strategies are about ensuring exit from the business is as tax-efficient and profitable as possible. This is achieved by preparing the business for sale and creating a project plan that maximises the opportunity available to the client. Please speak to us about our experience and specific case studies