The Our Financial Planning service is designed to help you provide a secure financial future for you and your family. Using a rigorous, structured review process we explore your current and future desired lifestyle and explain what needs to be done financially to achieve your life goals.
Friendly, approachable expertise
Our Financial Planning service is provided by Andy Parker who combines his experience and knowledge as a chartered accountant with skills and expertise as a Chartered Financial Planner.
Andy is one of only a handful of dually qualified financial advisers in the country. He has written recently for the Institute of Directors book on Workplace Pensions and is regularly called upon to speak at events.
You will find Andy extremely knowledgeable but down to earth and committed to helping his clients achieve their financial goals.
Personal wealth assessment
The financial planning process includes a full consideration of your future personal goals and the financial implication of these goals.
By undertaking a thorough review of current personal assets including property, pensions, investments and any business interests you will uncover your number, something most people are surprised by. (See Money – how much is enough? What’s my number blog post)
Mapping this against your expenditure your lifelong cash flow forecast is prepared. This will highlight where there are any dangers of running out of money and help you understand the barriers to achieving your goals for retirement, funding your children’s university education, leaving a decent financial legacy for your family, or whatever your goal turns out to be.
Only having understood your financial goals and fully analysed your wealth position will we make recommendations which might be, for example, to mitigate tax liabilities, guidance on your investment strategy, to reflect current market conditions or help in setting up trusts to shelter your personal wealth.
Your financial future
You’ll be provided with a written financial plan and we’ll conduct an annual planning meeting to help you check on progress.
Having used our Financial Planning service clients report renewed feelings of confidence in the future and reassurance that their financial and investment arrangements are in good order.
Our Financial Planning service is delivered through Parker Financial Planning LLP a company authorised and regulated by the Financial Conduct Authority.
Call 0121 704 1354 to take the first step to securing your financial future.
Read our Financial Wellbeing blog posts for more on how we approach Financial Planning.